Deepwater Industries FCU is a member of njBIZloan Connection, a statewide collaboration of credit unions that process business and commercial loans.

Get your loan pre-screened in three easy steps

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1. Submit the Loan Request Form

Your loan request will be matched to a credit union lender in the njBIZloan network. You may call our lending team at any time about your loan request at (609) 362-3263.

2. Loan Introduction Call

Within one business day, your loan specialist will be calling you to conduct a thorough analysis of your loan request. You will have a dedicated loan specialist assigned to you throughout the process.

3. Full Service Loan Packaging

Your loan specialist will assist you to obtain the required documentation to get your loan fast tracked with lenders to ensure the highest response rate and stream-lined underwriting process. njBIZloan will ensure that your loan request package is as complete as possible.

Tell us about your business/commercial loan needs and let’s get started


Please complete the form below and one of our dedicated loan specialists will give you a call within one day to begin working on your request.

Loan Request Form - New
By checking this box, I agree to the terms of use and authorize njBIZloan Connection, LLC to forward information as stated in the terms and conditions to lending sources to help my business secure financing.

Have more questions?

Commercial Lending

With njBIZloan Connection business owners, investors, associations and municipalities will find a trusted lending partner with loan decisions made locally in New Jersey. Our credit unions offer loan features that most other financial institutions are not able to provide. Our goal is to quickly and efficiently generate a loan decision.

Send your next loan opportunity to njBIZloan Connection and find out why working with local credit unions makes sense for:

Commercial Mortgages

  • Purchase or refinance commercial real estate
  • Competitive Rates
  • Variety of Terms
  • Conventional or SBA
  • Up to 80% LTV, cash out options
  • No early termination penalties

Commercial Real Estate Secured Lines of Credit

Looking to grow your business? Obtain the additional funds you need for your business to succeed with a secured commercial equity line of credit. This allows you to tap into the equity of your eligible commercial property, using the property as collateral. These lines of credit feature:

  • Financial flexibility for purchases
  • Covers cash flow needs
  • Competitive rates
  • Multiple pay back term options
  • No early term penalties
  • Construction Loans

Have a new project in mind? Or need to remodel your current facility? Ideal for individuals, developers and contractors, our construction loans include the following benefits:

  • Multiple disbursements
  • Simple access to funds
  • Add a level financing option
  • Land acquisition financing

Term Loans

Term loans are short or intermediate financing options that are used to finance a business need for a specific amount of credit over a set period of time. Term loans can be used to:

  • Purchase equipment
  • Finance assets
  • Acquisitions
  • Purchase vehicles
  • Funds available for various business needs
  • Fund business growth or expansion

When you need a fixed-term loan using the equity in your existing commercial property, look no further than our competitive business term loans. These loans offer the following benefits:

  • Secured and unsecured options available
  • Fixed or variable interest
  • Repayments based on a predetermined schedule
  • Variety of terms available
  • Set up automatic payments through your credit union business checking account

Lines of Credit – Working Capital

A revolving line of credit may be the best financing option for those short-term cash flow needs. A line of credit gives an opened-ended access to a predetermined amount of credit. Lines of credit, both secured and unsecured, are available for business needs such as:

  • Working capital
  • Funding payroll
  • Purchasing supplies
  • Business emergency
  • Seasonal inventory purchase
  • Bridging the gap between accounts receivable and accounts payable

In purchase situations where you need additional cash flow, njBIZloan Connection Credit Union(s) may be able to issue a letter of credit to cover the full or remaining amount of the purchase.

Business Credit Cards

All you need from a business credit card:

  • No annual fee
  • Cash back features
  • Low competitive rates
  • Easy to manage online features
  • Manage cards for employees

Here is what you need to get started with njBIZloan Connection

  • Business entity appropriately formed and filed
  • In business for 24 consecutive months
    • 2 years of business and personal financial statements with tax returns (all schedules required)
    • Complete detail and financial information on property with rent rolls, if applicable
  • Personal guarantees from all owners with 20% or more ownership (rated credits may apply for non-recourse loans)
  • Interim income and balance statements